![]() Buy healthy snacks to replace junk food.Drink water, it is cheaper and healthier than sugary drinks.Go over your budget and think carefully how you can reduce each item. What if you don't have money left over? Well, you can: That is OK, it is part of your learning experience. Expenses are going to come along that you didn't think of. Now do totals, put in your income and find what is left each month:Īlso, your first budget may not be very realistic. in short any need or want that is not monthly: Then include budgets for Christmas, birthdays, expenses that come up yearly or quarterly. ![]() ![]() Budget for the Whole Yearįirst copy your single month to every month of the year: How did you go? You might need to cut your amounts back a little. Your Turn: Complete your list of wants and needs, and compare it to your income, hopefully there is some left too. ![]()
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